Getting a mortgage is easier than you think
From application to closing, we’ll help you every step of the way, providing tools to make the process as painless as possible.
Compare monthly payment options for your mortgage using our free online mortgage calculators.
JVB’s application checklist ensures that you have everything you need to ensure a smooth application process.
We’ll help you determine how much home you can afford based on your income, monthly expenses, debt, and savings.
Great mortgage rates are just the beginning
For 150 years, Juniata Valley Bank has prided itself on treating every customer — from the young couple buying a starter home to the experienced farmer with hundreds of acres — with respect and dignity, just like we would our own family. JVB provides all kinds of mortgage solutions, including specialized solutions for borrowers with unique needs. Juniata Valley Bank’s friendly, knowledgeable, and efficient service takes the stress out of financing a new home purchase, refinancing an existing mortgage, or putting your home equity to work in a loan or line of credit.
- Minimum loan amount = $30,000
- Annual Percentage Rate, accurate as of publication date
- APR, estimated monthly payments, and estimated closing costs calculated assuming a loan amount of $175,000, 15 days of odd-days interest, a FICO score of at least 760, and 80% Loan-to-Value.
- Loan rates, terms, and fees subject to credit approval.
Customer Testimonials
JVB walked me through it, let me ask all sorts of questions, got me a rate I could afford, and made it as easy for me...All the while never making me feel stupid for not knowing. I truly love this bank and the people I have become friends with just through banking at JVB!
Everyone for the past 23 years has always been wonderful to use from buying our first home to our second! They have seen our children grow and have been truly a business that cares about us as family! Here's to many many more years!
Always kind and courteous care. Everyone is smiling and welcoming. They know you by name.
Very friendly, courteous staff at all branches. Feel very confident having my money and mortgage through JVB!
JVB is my favorite bank because the employees are so friendly, they are great with customer service, and they are always there to help you with anything!
Ready to get started? Have questions?
Our home mortgage and refinance experts are dedicated to helping you find the right loan that fits your specific needs.
About JVB
When we opened our doors over 150 years ago, our intent was to simply provide the best possible service to anyone who walked in. Whether it was a farmer with hundreds of acres of crops, a couple buying their forever home, or newlyweds just getting on their feet, we made no distinction in our dedication to their goals. Today, with all the advances in technology and banking protocols, our core values remain the same. Treat everyone with the respect that we ourselves would look for, offer the very best service and products available, and maintain the highest level of integrity. We endeavor to help people make sound financial decisions by approaching every relationship with these four goals: Show Care. Be Capable. Be Committed. Stay Connected.
